What is ZeraBooks?+
ZeraBooks is AI-native accounting software and a bookkeeping service. One subscription includes the ZeraBooks General Ledger, where AI does the bookkeeping from your bank and credit card statements, and the Converter, which turns financial documents into checked Excel or CSV files. ZeraBooks also does the books for businesses and builds custom solutions for accounting firms.
What is AI-native accounting?+
AI-native accounting software is built around AI from the start rather than adding it to an older ledger. In ZeraBooks, AI reads statements and documents, categorizes, matches payments and drafts month-end entries, while the double-entry ledger does every calculation and logs each AI action so it can be reviewed and undone.
Can ChatGPT do my bookkeeping?+
A general chatbot can explain bookkeeping or suggest categories, but it doesn’t keep a ledger, prove statements against their printed balances or close months. ZeraBooks uses AI inside a real general ledger: it asks when it isn’t sure, never does the arithmetic, and every action can be undone.
Can ZeraBooks do my bookkeeping for me?+
Yes. Our team does your books and delivers your reports on the schedule you set. You get your own login with a read-only view of your dashboard to see the work as it’s done, and an upload portal to send statements, bills and invoices. We agree the scope and price with you before starting.
Is the bookkeeping service included in the software price?+
No. The bookkeeping service starts at $150 a month in U.S. dollars, for clients anywhere in the world. The exact price depends on your accounts, transaction volume and reporting needs and is agreed after a free call. The software subscription is for customers who want to run the books or convert documents themselves.
How much does the software cost?+
The software costs $79 per month billed annually ($948 per year), or $149 billed monthly, in U.S. dollars. General Ledger and Converter are both included, with 1,000 Converter pages a month (larger page plans from $179/month billed annually) and a one-week free trial.
Can I use the converter without switching accounting systems?+
Yes. Convert bank and credit card statements, financial statements, invoices, checks, and investment or brokerage statements into Excel or CSV without moving your books, including QuickBooks-ready and Xero-ready CSV files for bank statements.
Does AI categorization learn from my corrections?+
Yes. Each client’s business context, chart of accounts, reviewed bank transactions and confirmed bill or invoice lines guide categorization. Human corrections take priority. Familiar activity can benefit on a later upload; new or uncertain items still need review.
How do bills, invoices and payments connect?+
AI reads and categorizes document lines. Qualifying bank payments settle bills and invoices without recording the income or expense twice. Recurring bills can post automatically when the counterparty is confirmed, categories have reviewed-history support, and source checks pass. New or incomplete bills stay available for review.
What happens when a statement does not reconcile?+
ZeraBooks checks statement arithmetic, continuity between statements and the closing balance against the ledger. AI can reread the source and suggest repairs for a discrepancy. You review and apply those suggestions, then finalize a tied period.
Does ZeraBooks connect to my bank?+
No. ZeraBooks works from the bank and credit card statements you upload, and proves each one against its own printed opening and closing balances, so you know nothing is missing.
Is ZeraBooks a QuickBooks alternative?+
Yes. You can move your books from QuickBooks with your closing trial balance and unpaid invoice and bill reports, and let AI do the bookkeeping from your statements from then on. ZeraBooks is one plan with every feature, from $79 a month billed annually.
Does ZeraBooks work for large accounting firms?+
Yes. ZeraBooks Enterprise customizes the Converter and the General Ledger for a firm’s documents and workflow, including higher volumes and a dedicated instance. Referrals from top-10 U.S. accounting firms are available on request.
Can an accountant or firm use ZeraBooks for multiple clients?+
Yes. Each client has their own chart of accounts, transactions, categorization history and financial reports. Software customers can run their clients’ books, while businesses can choose the separately quoted bookkeeping service.